Cynthia W. Young


How do you achieve success for clients?

By understanding what “success” means to the client and then figuring out how to achieve it – and getting that done.


Cindy Young concentrates her practice in the areas of mergers and acquisitions; securities transactions; and advising public and private clients on corporate, corporate governance, corporate finance, securities, strategic planning, banking and insurance matters. Cindy is the former Chairman of the Firm’s Executive Committee.

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  • Strategic planning and acquisition/sale transactions, including transactions in regulated industries such as banking, healthcare and insurance
  • Capital raising transactions, including stock offerings and the issuance of debt and trust preferred securities
  • SEC reporting and compliance with securities law and stock exchange listing requirements
  • Corporate governance and executive compensation
  • Investor and public communications and disclosures
  • Bank, thrift, insurance and securities regulatory compliance
  • Regulatory examinations and enforcement proceedings


  • Represented South Central Bancshares of Kentucky, Inc. in connection with its acquisition of Kentucky National Bancorp, Inc.
  • Represented Houchens Industries, Inc. in connection with its acquisition of J.J.B. Hilliard, W.L. Lyons, LLC, Hilliard Lyons Capital Management, LLC and Hilliard Lyons Trust Company, LLC
  • Represented Forcht Bancorp, Inc. in connection with its acquisitions of Grant County Bancorp, Inc. and of Eagle Fidelity, Inc. and the combination of Forcht Bancorp’s nine subsidiary banks
  • Represented American Founders Bank in connection with its branch purchase and sale transactions with MainSource Bank and its branch sale transaction with City National Bank of West Virginia
  • Represented First Kentucky Insurance Company, LLC in connection with its acquisition of Kentucky National Insurance Company
  • Represented Citizens Commerce National Bank in connection with its expansion into the Frankfort market
  • Represented West Kentucky Acquisition, Inc. in connection with its acquisition of Jackson Financial Corporation
  • Represented Kentucky National Bank of Pikeville in connection with its sale to Citizens National Corporation
  • Represented Steel Technologies, LLC in connection with its acquisition of Stripco, LLC and affiliates
  • Represented Reichmann Healthcare Capital Corporation in connection with its acquisition, through a joint venture, of Wellington Healthcare Services, LP, of Roswell, Georgia
  • Represented UTG, Inc. in connection with its acquisition of control of Acap Corporation, the holding company of American Capitol Insurance Company, a Texas life insurance company
  • Represented Senior Care, Inc. in connection with its acquisition of seven facilities in California and 12 facilities in the Southeast
  • Represented Citizens National Bancshares, Inc. in connection with its sale to Farmers Capital Bank Corporation
  • Represented First Security Bancorp, Inc. in connection with its sale to American Founders Bancorp, Inc.


Finance Committee Chair, Past Chair for the Board of Directors of the Legal Aid Society


J.D., summa cum laude, University of Louisville; 1982

  • Valedictorian

B.A. with high distinction, Indiana University Southeast, 1978 (Mathematics)


  • Kentucky
  • Indiana


  • Chambers USA: America’s Leading Lawyers for Business, in Corporate Law/Mergers & Acquisitions, 2005-present
  • Recognized by peers as one of the Kentucky Super Lawyers® 
    • included in the 2018 Kentucky Super Lawyers list of Top 25 Women lawyers
    • included in the 2008 Kentucky Super Lawyers lists of the Top 50 lawyers and the Top 25 Women lawyers
  • Woodward/White’s The Best Lawyers in America® in the areas of Banking & Finance Law, Corporate Law, Financial Services Regulation Law, Securities/Capital Markets Law, 2001-present, Mergers & Acquisitions Law, 2013-2017, 2019-present
  • Best Lawyers® 2021 Louisville Mergers and Acquisitions Law “Lawyer of the Year”
  • Best Lawyers® 2020 Louisville Corporate Law “Lawyer of the Year”
  • Best Lawyers® 2014, 2019 Louisville Banking and Finance Law “Lawyer of the Year”
  • Best Lawyers® 2017, 2023, 2024 Louisville Securities/Capital Markets Law “Lawyer of the Year”
  • Best Lawyers® 2016 Louisville Financial Services Regulation Law “Lawyer of the Year”
  • Highest Professional AV Rating by Martindale-Hubbell Law Directory Recognized as one of the “Top Lawyers” in the areas of Banking Law and Securities Law by Louisville Magazine, March 2014
  • 2007 Distinguished Alumnae Award, University of Louisville Louis D. Brandeis School of Law


  • Senior Vice President, Corporate Counsel and Secretary of I.C.H. Corporation, an insurance holding company (1991-1994)


  • Louisville, Kentucky, Indiana and American Bar Associations
  • Past President of the Louisville Bar Association
  • From time to time in the past, Adjunct Professor of Securities Law at The University of Louisville Louis D. Brandeis School of Law


  • Frequent speaker on banking, corporate and securities law topics
  • Program Chair, Mid-South – Midwest Biannual Securities Law Conference, 2006, 2008, 2010 and 2012 (2004, Co-Chair)