Wyatt has a large and diverse base of insurance company clients. Our Insurance practice is designed to meet all of the needs of today’s insurance organizations, from regulatory compliance to corporate planning and the development and implementation of acquisition and anti-takeover strategies to litigation and dispute resolution.
Our team approach enables us to blend the talent of our attorneys, whatever the topic, to help the client achieve its goals quickly and efficiently. Examples of this experience include:
Business Transactions
- Business expansion through new product lines, services, and distribution channels
- Advising boards and executive management concerning corporate governance, including board and committee makeup, decision-making processes, disclosure practices, investor communications and strategic planning
- Acquisitions of insurance companies
- Securities law advice and securitization of assets
- Formation of captive insurers
- Structuring joint ventures, partnerships, and other strategic alliances
- Structuring holding companies and advising on insurance holding company holding act matters
Financial Services
- Insurance product development, including policy and coverage contract drafting; presentations of products, forms, and programs to reinsurers; and negotiating, drafting and assisting in the presentation of products and programs developed by MGAs
- Structuring, drafting, and negotiating all manner of agreements governing the legal relationships among an insurance carrier, its MGAs, producers, and reinsurers, including MGA and producer agreements and reinsurance treaties
Government Regulation
- Insurance regulatory analysis, compliance counseling, and related regulatory litigation
- Enforcement and contested hearings before state regulators
- Monitoring legislation/access to decision-makers with various Departments of Commerce and Insurance
- Regulatory impact of investment decisions
- Licensing, Registrations, Certificates of Authority, Surplus Lines filings
Intellectual Property
- Copyright, trademark, and unfair competition advice
International
- Transnational business and representation
- Identification and acquisition of assets in foreign insurance companies
Litigation and Dispute Resolution
- Policyholder class actions and policyholder disputes
- Reinsurance arbitration and litigation
- Commercial litigation
- Coverage litigation
- Antitrust, trade litigation, trademark, trade name, copyright and unfair competition disputes
- Handling insolvency proceedings
- Employee disputes and misconduct
- Analyzing and prosecuting D&O claims and fidelity bond coverage
Tax
- Federal, international, state, and local tax planning and transactional strategies, including strategies for the state taxation of reinsurance and state retaliatory premium taxation
- Litigation settlements and damage awards
- Joint venture, outsourcing, leasing, cost sharing, and other contractual arrangements
- Employee benefit and health and welfare benefit matters, including IRS and ERISA compliance matters
- Deferred compensation insurance
Workforce Management
- Employee benefit plans
- Fiduciary claims
- Preventive labor relations
- Employment-related and discrimination suits
- Structuring and implementing executive compensation plans